Join colleagues from fellow financial institutions to exchange strategies for tackling some of today’s biggest financial industry market challenges. These unique events are meant to connect leaders from across the region, build relationships and facilitate conversation around emerging trends and how to leverage the Axiom solutions and services to positively position you for success.
Join colleagues from fellow financial institutions to exchange strategies for tackling some of today’s biggest financial industry market challenges. This unique event is meant to connect leaders from across the region, build relationships and facilitate conversation around emerging trends and how to leverage the Axiom solutions and services to positively position you for success.
Understand what trends your peers are seeing in the industry and how they plan to address those challenges
Join colleagues from fellow financial institutions to exchange strategies for tackling some of today’s biggest financial industry market challenges. This unique event is meant to connect leaders from across the region, build relationships and facilitate conversation around emerging trends and how to leverage the Axiom solutions and services to positively position you for success.
Understand what trends your peers are seeing in the industry and how they plan to address those challenges
Generate Comprehensive Reporting
Provide your relationship managers with reports detailing their portfolio profitability and empower management with profitability data to fuel business decisions and incentive compensation plans
Incorporate Costing Data
Apply costs at the customer account and transaction levels to ensure accurate relationship profitability calculations. Leverage cost rates by product or transaction from Axiom or utilize a third-party source
Get A Rolling Profitability View
See the current and historical profitability for each account and customer based on matched-term funds transfer pricing calculations of net interest margin, non-interest income and expense, and provision for loan loss
Compare Pricing Scenarios
Select the best pricing scenarios to support the relationship and optimize profitability; automatically generate and submit the proposal with supporting profitability calculations and metrics
This certification from MountainView Risk & Analytics reinforces Strata’s commitment to delivering trusted, transparent, and compliant financial planning and analytics tools for banks and credit unions.
The Axiom Relationship Profitability and Pricing System (RPPS) provides a single solution serving institution leaders, relationship managers and other front-line staff.
Leadership
Institution leaders in finance and lending rely on the analytical capabilities of Axiom RPPS to:
Employ a consistent calculation approach for historical and projected profitability
Understand the risks and opportunities around top and bottom-performing relationships
Incent profitable growth through evaluation and compensation of front-line performance
Front-Line Staff
Relationship managers, loan officers, branch managers and other front-line staff need better visibility to your institution’s relationships and their economic impact. Axiom RPPS helps you:
Price new business based on empirical profitability, quickly understanding current relationship contribution, margin impact of adding products, forecasted ability to meet your hurdle rate, and which pricing scenario maximizes client satisfaction
Best serve each client, leveraging visibility to the full breadth of a client's relationship and associated accounts
Maximize portfolio profitability, identifying top and bottom performing relationships to inform relationship plans and business decisions
Fully realize the value of each account, customer, and relationship in your portfolio
In today’s competitive financial landscape, understanding the true contributors to net interest margin (NIM) is essential. Strata’s Axiom® Funds Transfer Pricing (FTP) solution helps financial institutions move beyond averages and assumptions — delivering precision and transparency across customers, products, and organizational units.
With matched-term precision, scalable modeling, and rich analytical capabilities, Axiom FTP equips finance leaders to make better, faster decisions.
Axiom FTP is purpose-built to calculate accurate transfer pricing rates at the instrument or account level. Whether for loans, deposits, or structured products, the solution models and applies FTP charges and credits based on key characteristics, including:
FTP helps financial institutions go beyond rate-setting — it enables a deeper understanding of profitability.
With Axiom, you can:
Allocate margin accurately across lending, deposit gathering, and risk management activities
Assess pricing and contribution by customer, channel, product, or officer
Model the incremental impacts of rate or volume changes
Drive margin transparency and accountability across the institution
Inform pricing strategies, planning models, and compensation programs
Calculate risk-adjusted return on capital (RAROC) across any dimension by allocating economic capital to ensure that risk and reward stay aligned
With drill-down capabilities to the transaction level and customizable rules, you’re always in control of your assumptions and your outcomes.
Axiom FTP surpasses traditional rate models. It combines powerful transfer pricing logic with a full suite of integrated profitability and analytics tools:
Ranking reports by profitability or return metrics
Risk/return analyses for performance optimization
Funding center reports to identify internal value transfer
Incremental impact analysis of new business or market changes
Rate-volume analytics to understand key margin drivers
These insights help institutions better align resources, refine product pricing, and guide leadership with confidence.
Built with the unique needs of banks, credit unions, farm credit associations, and non-depository lenders in mind, Axiom FTP offers:
Matched-term pricing algorithms for record-level precision
Configurable FTP rules with base and adjustment rate logic
Multi-threaded processing engine for high-volume scalability
Robust ETL tools for automated, validated data integration
Role-based security and access control for sensitive reporting
Interactive dashboards with point-and-click drill-down to account detail
From operational users to senior executives, everyone gets the insights they need — fast.
As part of Strata’s unified Enterprise Performance Management (EPM) platform, Axiom FTP integrates natively with:
Profitability analysis
Budgeting and forecasting
Planning models
Incentive compensation frameworks
This connected environment ensures that FTP insights flow across your financial processes, strengthening strategy, execution, and performance.
With Axiom FTP, your institution gains a sharper lens into margin, a more accurate allocation of value, and the tools to drive performance across every dimension.
Turn FTP from an exercise into a competitive advantage.
Create and manage planning models that are connected to your market and operational drivers.
With Axiom Software, your budgeting process is more efficient and accurate through automated consolidation
of budgets across departments, branches, or markets
Evaluate the finance impact of changing assumptions
Leverage enterprise-ready workflows, top-down spread, role-based security, and automated report production
Improve budgeting accountability and accuracy
Integrate daily general ledger, HR, fixed assets, transaction detail, and other system data
Leverage Excel familiarity for business rules and reports without complex scripting
Model and monitor the impact of shifting interest rates, lending rates, and loan volumes on your financial outcomes and performance indicators. Integrate the resulting driver-based forecasts with long-term financial plans and operational budgets to arm leadership for effective strategic and tactical planning.
Real-time answers on the impact of changes in interest and lending rates, operating costs, and staff with dynamic, “What if” modeling
Aggregate projected changes into financial planning portfolios to map overall impact on budgets
Calculate cash flow projections at the record level, aggregating them into planning portfolios to improve accuracy in net interest margin planning and provide better focus on incremental new business. Our cash flow planning software enables data analytics, enhances data visibility, and allows you to build a cash flow forecasting model into the standard budgeting process. View loans and deposit records in portfolios—including those set to mature and reprice.
Use your interest rate forecast, runoff of existing balances and rates, impact of new originations, and optional funds transfer pricing (FTP) rates to generate your cash flow forecast, more accurately predicting projected balances, yields, and FTP spread (if used) to inform a cash flow-based budget.
Process fixed, adjustable, and variable records across all instrument types in our cash flow engine, adding prepayment assumptions so your future cash flows reflect a more realistic view of customer/member behavior.
Anticipate potential market conditions by modeling “what-if” scenarios, and be ready to adjust your risk-adjusted cash flow plan and projections to reflect changes in product mix, pricing, spread and more.
Strengthen your ability to compete in a changing marketplace with industry-leading software
that solves enterprise planning challenges for financial institutions
Visibility into customers, segments, branches, and products that drive value
Price new business by understanding a client's total sphere of influence
Gain streamlined reporting and analytics for actionable insights with Axiom Intelligence
System Information
Automated Data Integration
Includes a robust, highly configurable data connector that can be set up to connect to a variety of data sources in a matter of minutes - like general ledger, payroll, fixed assets, and loan and deposit systems. You can select the frequency of automatic synchronization. Our open integration ensures that you can connect to virtually any GL or instrument data source for clean, trusted data.
Security & Compliance
Role-based security for complete control over how your data is accessed and shared
SSAE-18 SOC Type II (SOC2) audited by BDO USA, LLP according to AICPA standards
Microsoft’s Azure HIPAA Compliance framework, which includes a BAA Contract Addendum and ISO 27001 audit controls, as well as SOX and GLB regulatory compliance
StrataJazz Administrator Certifications are available across a range of modules. Each certification includes virtual, instructor-led training and an assessment in the form of a project and exam. Upon completion of all components, learners are granted a certification in their module. Each certification is designed to give you the tools and knowledge you need to successfully work as an administrator in StrataJazz.
Looking for self-paced training courses? There are available for free to Strata customers within Strata Academy.
Strata recommends attending StrataJazz certification classes after you have started your implementation. Having some basic exposure to the StrataJazz platform before you attend class will improve your class experience. The implementation process includes training from your consultant that is tailored to your organization’s specific needs and builds on the fundamentals covered in certification.
You may also choose to attend certification class after your organization has completed implementation as a refresher on key administrative tasks and workflows or as part of your onboarding as a new StrataJazz administrator.
Unsure as to whether certification is right for you? Reach out to the Strata training team at strataacademy@stratadecision.com.
Email us at strataacademy@stratadecision.com for questions or concerns and refer to the resources below.
2-Day Online Course, Group Internet Based
2-Day Online Course, Group Internet Based
Axiom certification packages are designed to meet the needs of specific user roles. Each package includes a series of courses to meet the needs of that role. Axiom courses are applicable across industries and are focused on features available across the Axiom platform. These are listed within the Certification Directory below.
In addition to offering role-based certification packages, Strata also offers stand-alone hands-on labs focused on the following topics: Advanced Spreadsheet Reporting, Axiom Intelligence – Web Reporting, and Axiom Intelligence – Visual Insights. These are listed within the Course Directory below and are purchased separately from the certification packages.
CPE credits are available for attending Axiom courses. Credits are distributed at the course level – to learn more, review the information for individual courses.
Looking for self-paced training courses? There are available for free to Strata customers within Strata Academy.
Axiom certification packages contain a series of courses. Strata recommends spacing out your attendance of these courses rather than attending all courses back to back.
Email us at strataacademy@stratadecision.com for questions or concerns and refer to the resources below.
