Financial Institutions | Strata Decision Technology

Know Your Customers Empirically: Understanding the Value of the Relationship

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(Part 2 of a 3-part blog series) In this follow-up blog, I explore how to better identify individual customer value—first by measuring the contribution of each customer to overall institution profitability, and then by assessing the full scope of each customer’s influence.

Fire, The Wheel, Spreadsheets, and The Future

Read more about Fire, The Wheel, Spreadsheets, and The Future

Study finds growing sophistication in measurement and control—and more need. But some basics keep on rolling

Accelerate Performance through Planning: Best Practices for Achieving Value

Read more about Accelerate Performance through Planning: Best Practices for Achieving Value

(Part 3 of a 3-part blog series) Preparations for the 2018 budgeting process are underway in financial institutions. Few people relish the experience, which is often characterized by long hours and vast differences between the future financial performance executive stakeholders want and what management can deliver. Aligning strategic plans with tactical plans and associated budgets often does not occur or the linkages among these pieces are weak.

The Resurgence of Profitability Analysis

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Since the financial crisis, the banking industry as a whole has been reporting record profits for several quarters, at least in terms of dollar figures. Unfortunately more meaningful measures of bank profitability–such as average return on equity, average return on assets, and net interest margin–have remained depressed or stagnant.

Incentive Compensation Management: The STAR Model

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Guest blog written by: Mark Hutchinson, Vice President and Director of Financial Planning and Analysis at STAR Financial Bank

A Resurgence of Profitability Analysis for Financial Institutions: Defining the Challenge

Read more about A Resurgence of Profitability Analysis for Financial Institutions: Defining the Challenge

The banking industry is full of hope with expectations of higher interest rates and decreased regulation. However, banks and credit unions still find themselves mired in one of the most challenging environments in history—an environment that is wrought with significant competition, substantial regulatory requirements, increased consumer and technology demands, and a prolonged period of languishing financial results:

CFO Focus: Leveraging Funds Transfer Pricing to Maximize Margin

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Finance teams need an accurate and consistent methodology to analyze profitability and performance. Learn more in our article on utilizing funds transfer pricing.

Driving Better Business Decisions

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Key insights into BCU's approach to profitability reporting, and interesting ways to visualize and better understand performance.

The Evolving Role of Financial Planning - And How IT Can Help

Read more about The Evolving Role of Financial Planning - And How IT Can Help

Banking CIO Outlook, February 17, 2017

Deeper Into Data: Extract More Value From Funds Transfer Pricing Calculations

Read more about Deeper Into Data: Extract More Value From Funds Transfer Pricing Calculations

Read this article to understand how individual customers, products, channels and departments contribute to profitability and how measuring profitability is calculating funds transfer pricing.

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